男主人公特里普（帕特里克·德姆西 Patrick Dempsey饰）来到银行换钱，刚跟女柜员凯琳（艾什莉·贾德 Ashley Judd饰）搭上话，却悲催的碰到银行被打劫。银行保安系统开启，所有人都成了笼中之鸟。而更巧合的是居然有两伙抢劫犯。由此一段阴差阳错中展开的猫鼠大战拉开序幕。无辜的人质跟笨拙的劫匪间处处周旋，波澜中高潮不断。Tripp (Patrick Dempsey) walks into a bank to get some change and ends up as a hostage to two bank robber-teams, robbing the bank he is at. In an almost Sherlock Holmesian way he has to solve this Agatha Christie inspired mystery and win the girl's (Ashley Judd) heart. But not everything is at it seems, and there are many twists and turns in this comedy.